Digital Payments Product Manager Job Vacancy in Cacolo, Angola – Banking & Financial Services

Job Description

Position: Digital Payments Product Manager

Company: Banco Millennium Angola

Location: Cacolo, Angola

Experience: 5-7 years in digital payments, product development, or fintech

Education: Bachelor’s degree in Business, Finance, Computer Science or related field

Employment Type: Full-time

Industry: Banking & Financial Services

Department: Digital Banking

Vacancies:1

Company Overview

Banco Millennium Angola is a leading financial institution in Angola, recognized for its innovative approach to banking and commitment to financial inclusion. With a robust network of branches across the country and a strong digital presence, the bank offers a wide range of services, including retail banking, corporate banking, and cutting‑edge digital solutions. The organization prides itself on fostering a culture of excellence, integrity, and continuous learning, making it an attractive destination for professionals seeking rewarding career paths. As part of its strategic vision, Banco Millennium Angola is expanding its digital payments ecosystem to serve the growing demand for secure, fast, and convenient financial transactions throughout Angola, including emerging markets such as Cacolo.

By joining Banco Millennium Angola, you become part of a forward‑thinking team that values creativity, collaboration, and customer‑centric innovation. The bank’s commitment to sustainable growth and community development aligns with the broader goals of economic empowerment and digital transformation in Angola. This role offers a unique opportunity to shape the future of digital payments, contribute to national financial inclusion goals, and advance your career within a dynamic, internationally‑connected organization.

Job Overview

The Digital Payments Product Manager will lead the end‑to‑end development, launch, and optimization of digital payment solutions for Banco Millennium Angola. Reporting to the Head of Digital Banking, you will be responsible for defining product strategy, managing cross‑functional teams, and ensuring that the bank’s digital payment offerings meet regulatory standards, market needs, and customer expectations. This role is pivotal in driving the bank’s digital agenda, enhancing user experience, and increasing transaction volumes across the Cacolo region and beyond.

Key objectives include expanding the bank’s mobile wallet, integrating QR‑code payments, and collaborating with fintech partners to deliver innovative services. You will work closely with technology, risk, compliance, marketing, and operations teams to deliver secure, scalable, and user‑friendly payment products that align with the bank’s growth targets.

For more information about our digital initiatives, visit our main website: https://angolajobsearch.com.

Key Responsibilities

• Define and execute the product roadmap for digital payment solutions, aligning with business goals and market trends.
• Conduct market research, competitor analysis, and customer insights to identify opportunities for new features and services.
• Collaborate with technology and engineering teams to design, develop, and launch secure payment platforms, including mobile wallets, QR‑code payments, and API integrations.
• Ensure compliance with Angola’s Central Bank regulations, AML/KYC policies, and data protection standards.
• Manage product lifecycle from concept through launch, monitoring performance metrics and driving continuous improvement.
• Coordinate with marketing to develop go‑to‑market strategies, promotional campaigns, and user education programs.
• Partner with external fintech firms, payment processors, and telecom operators to expand the ecosystem.
• Prepare business cases, financial models, and ROI analyses for product investments.
• Lead cross‑functional agile teams, facilitating sprint planning, retrospectives, and stakeholder communication.
• Monitor key performance indicators (KPIs) such as transaction volume, adoption rate, and customer satisfaction, and report findings to senior leadership.

Required Skills

• Strong knowledge of digital payments, fintech trends, and banking regulations in Angola.
• Proven product management experience in financial services or technology sectors.
• Excellent analytical, problem‑solving, and strategic thinking abilities.
• Effective communication and stakeholder management skills.
• Experience with agile methodologies and cross‑functional team leadership.
• Ability to translate complex technical concepts into clear business value.
• Proficiency in data analysis tools and product analytics platforms.
• Fluency in Portuguese and English.

Education

A Bachelor’s degree in Business Administration, Finance, Computer Science, Engineering, or a related discipline is required. A Master’s degree or relevant certifications (e.g., Certified Scrum Product Owner, PMP) are considered an advantage.

Experience

Minimum of 5‑7 years of experience in product management, preferably within digital payments, fintech, or banking environments. Demonstrated success in launching digital financial products and managing end‑to‑end product lifecycles is essential.

Benefits

• Competitive salary with performance‑based bonuses.
• Comprehensive health insurance for employee and dependents.
• Retirement savings plan and employee stock purchase options.
• Generous paid time off and holiday schedule.
• Professional development budget and tuition reimbursement.
• Flexible working arrangements and remote work options.
• Employee assistance program and wellness initiatives.

Training

• Onboarding program covering banking regulations, compliance, and digital product fundamentals.
• Continuous learning opportunities through internal workshops, external courses, and industry conferences.
• Mentorship from senior leaders in digital banking and fintech innovation.

Working Environment

Banco Millennium Angola offers a collaborative, inclusive, and technology‑driven workplace. Our offices in Cacolo feature modern workspaces, high‑speed internet, and meeting rooms equipped for virtual collaboration. The culture encourages open communication, creativity, and a strong focus on delivering value to customers. Employees benefit from a supportive environment that promotes work‑life balance and recognizes individual contributions.

Application Process

Interested candidates should submit their updated CV and a cover letter outlining their relevant experience through our online portal. Applications will be reviewed by the talent acquisition team, and shortlisted candidates will be invited for a virtual interview followed by an on‑site assessment at our Cacolo branch.

For additional career resources and to explore other opportunities, visit: https://www.eritreajobsearch.com/.

Equal Opportunity Statement

Banco Millennium Angola is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of race, gender, age, religion, disability, sexual orientation, or any other protected characteristic. All qualified applicants will receive consideration for employment without discrimination.