Corporate Credit Analyst Job Vacancy in Kuito, Angola – Banking & Finance

Job Description

Position: Corporate Credit Analyst

Company: Banco Angolano de Investimentos (BAI)

Location: Kuito, Angola

Experience: 3-5 years in corporate credit analysis

Education: Bachelor’s degree in Finance, Economics, or related field

Employment Type: Full-time

Industry: Banking & Finance

Department: Credit Risk Management

Salary: 2,500,000 – 4,000,000 SSP per month

Vacancies:1

Company Overview

Banco Angolano de Investimentos (BAI) is one of Angola’s leading financial institutions, offering a full spectrum of banking services across retail, corporate, and investment sectors. With a strong presence in major cities such as Luanda, Benguela, and Huambo, BAI has built a reputation for financial stability, innovative products, and a commitment to sustainable economic development. The bank’s strategic focus on supporting local enterprises aligns with national growth objectives, making it a pivotal player in Angola’s financial ecosystem. As part of its expansion strategy, BAI is continuously seeking top talent to drive its credit portfolio and enhance risk management capabilities. This role contributes directly to the bank’s mission of delivering reliable credit solutions, fostering entrepreneurship, and creating lasting career opportunities for professionals seeking Angola Jobs.

Job Overview

The Corporate Credit Analyst will join BAI’s Credit Risk Management department in Kuito, providing expert analysis of corporate loan applications, monitoring existing credit exposures, and ensuring compliance with internal risk policies. The analyst will work closely with relationship managers, underwriters, and senior credit officers to evaluate financial statements, assess cash flow projections, and determine creditworthiness of medium to large enterprises operating in Angola. This position offers a unique platform to influence lending decisions that support economic growth, while also advancing your own professional development within a dynamic banking environment. For more information about BAI’s career pathways, visit https://angolajobsearch.com/. This role is a prime example of Career Opportunities in Angola for finance professionals.

Key Responsibilities

• Conduct comprehensive financial analysis of corporate borrowers, including ratio analysis, cash flow modeling, and profitability assessment.
• Prepare detailed credit memorandums that summarize risk findings, recommend credit limits, and propose appropriate covenants.
• Collaborate with relationship managers to structure loan terms that align with client needs and bank risk appetite.
• Monitor existing loan portfolios, identify early warning signs, and recommend remedial actions to mitigate potential defaults.
• Ensure all credit proposals comply with BAI’s credit policies, regulatory requirements, and internal governance standards.
• Present credit assessments to the Credit Committee and respond to queries from senior management.
• Maintain up‑to‑date knowledge of industry trends, macro‑economic indicators, and sector‑specific risks affecting Angolan businesses.
• Support the development of credit risk models and contribute to continuous improvement of analytical tools.

Required Skills

• Strong analytical abilities with proficiency in financial statement analysis and credit modeling.
• Excellent written and verbal communication skills for preparing reports and presenting findings.
• High attention to detail and ability to work under tight deadlines.
• Proficiency in MS Office, especially Excel; familiarity with credit risk software is a plus.
• Solid understanding of Angolan banking regulations and corporate finance principles.
• Team‑oriented mindset with the capacity to collaborate across departments.

Education

A bachelor’s degree in Finance, Economics, Accounting, Business Administration, or a related discipline is required. Professional certifications such as CFA, CPA, or local banking qualifications are advantageous and demonstrate a commitment to continuous learning.

Experience

Applicants should possess 3‑5 years of hands‑on experience in corporate credit analysis, loan underwriting, or financial risk assessment within a banking or financial services environment. Experience evaluating enterprises in sectors such as mining, agriculture, manufacturing, or services will be highly valued, given BAI’s diversified client base.

Salary

The compensation package ranges from 2,500,000 to 4,000,000 SSP per month, commensurate with experience, qualifications, and performance. The package includes performance‑based bonuses, health insurance, and a pension scheme, reflecting BAI’s commitment to competitive Employment in Angola.

Benefits

• Performance‑linked annual bonus.
• Comprehensive health and dental coverage.
• Retirement savings plan with employer contributions.
• Paid annual leave and public holidays.
• Transportation allowance for commuting to the Kuito office.
• Access to employee assistance programs and wellness initiatives.

Training

• On‑boarding program covering BAI’s credit policies, systems, and compliance framework.
• Continuous professional development workshops on advanced credit analysis and risk modeling.
• Support for obtaining industry certifications such as CFA or local banking licenses.
• Mentorship from senior credit officers and exposure to cross‑functional projects.

Working Environment

BAI offers a modern office environment in Kuito equipped with the latest technology, collaborative workspaces, and a culture that values integrity, innovation, and teamwork. Employees benefit from a supportive atmosphere where ideas are encouraged, and professional growth is nurtured. The bank’s commitment to diversity and inclusion ensures a respectful workplace for all staff.

Application Process

Interested candidates should submit their updated CV and a cover letter outlining their relevant experience through the online portal on the BAI Careers page. Applications will be reviewed by the Talent Acquisition team, and shortlisted candidates will be invited for a virtual interview followed by an on‑site assessment at the Kuito branch.

Equal Opportunity Statement

Banco Angolano de Investimentos (BAI) is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, race, religion, or background. Our hiring practices promote fairness and aim to attract the best talent for our organization, supporting the broader goal of inclusive Employment in Angola.