Corporate Credit Analyst Job Vacancy in M’banza-Kongo, Angola – Banking & Finance

Job Description

Position:Corporate Credit Analyst

Company:Standard Bank Angola

Location:M’banza-Kongo, Angola

Experience:3-5 years in corporate credit analysis or related finance roles

Education:Bachelor’s degree in Finance, Economics, Business Administration or related field

Employment Type:Full-time

Industry:Banking & Finance

Department:Credit Risk Management

Salary:2,500,000 – 3,500,000 SSP per month

Vacancies:1

Company Overview

Standard Bank Angola is a leading financial institution delivering innovative banking solutions across Southern Africa. With a strong presence in Angola, the bank supports economic growth by providing corporate financing, trade services, and investment solutions. As part of a global network, Standard Bank Angola combines local market insight with international best practices, creating a dynamic environment for professionals seeking to advance their careers in the banking sector. The bank’s commitment to sustainability, digital transformation, and customer centricity makes it an attractive employer for ambitious talent looking for long‑term career opportunities in Angola.

Job Overview

The Corporate Credit Analyst will play a pivotal role in assessing the creditworthiness of corporate clients, structuring loan facilities, and managing risk exposure for Standard Bank Angola. This position involves detailed financial analysis, market research, and collaboration with relationship managers to deliver tailored financing solutions. The role contributes directly to the bank’s growth strategy and supports the broader objective of fostering economic development in Angola. Candidates will engage with a diverse portfolio of industries, gaining exposure to the dynamic Angolan market while applying rigorous analytical techniques. For more information about the bank’s vision and career pathways, visit https://angolajobsearch.com/.

Key Responsibilities

• Conduct comprehensive financial statement analysis, cash flow modeling, and ratio assessment for corporate borrowers.
• Prepare detailed credit proposals, including risk rating, repayment capacity, and collateral evaluation.
• Collaborate with relationship managers to structure loan terms that align with client needs and bank policies.
• Monitor existing credit exposures, perform periodic reviews, and recommend risk mitigation actions.
• Stay informed on macro‑economic trends, sector developments, and regulatory changes affecting credit risk in Angola.
• Present credit findings to the Credit Committee and support decision‑making with clear, data‑driven insights.
• Maintain accurate documentation in the bank’s credit management system to ensure compliance with internal controls.

Required Skills

• Strong analytical abilities with proficiency in financial modeling and Excel.
• Excellent written and verbal communication skills in Portuguese and English.
• Ability to work independently and as part of a cross‑functional team.
• Attention to detail and strong organizational skills.
• Knowledge of Angolan banking regulations and credit risk frameworks.
• Proficiency with credit analysis software and banking platforms.

Education

A minimum of a Bachelor’s degree in Finance, Economics, Business Administration, or a related discipline is required. Professional certifications such as CFA, CPA, or local banking qualifications are advantageous but not mandatory.

Experience

Applicants should have 3‑5 years of experience in corporate credit analysis, loan underwriting, or financial advisory within a banking or financial services environment. Experience in the Angolan market or familiarity with local industries will be considered a strong asset.

Salary

The compensation package ranges from 2,500,000 to 3,500,000 SSP per month, commensurate with experience and qualifications. The package includes performance‑based bonuses, health insurance, and a retirement savings plan.

Benefits

• Competitive salary with annual performance bonuses.
• Comprehensive health and dental coverage.
• Retirement savings scheme.
• Professional development allowance.
• Access to digital banking tools and platforms.
• Employee assistance program.

Training

• Onboarding program covering bank policies, credit risk methodology, and compliance.
• Continuous learning opportunities through internal workshops, webinars, and external certifications.
• Mentorship from senior credit officers and risk managers.

Working Environment

Standard Bank Angola offers a collaborative, inclusive, and technology‑driven workplace. The office in M’banza‑Kongo provides modern facilities, high‑speed internet, and a safe, supportive environment that encourages innovation and professional growth. Employees benefit from flexible working arrangements and a culture that values diversity and work‑life balance.

Application Process

Interested candidates should submit their updated CV and a cover letter outlining their relevant experience through the online portal on the bank’s career page. Applications will be reviewed on a rolling basis, and shortlisted candidates will be contacted for an initial interview followed by technical assessments and final panel interviews.

Equal Opportunity Statement

Standard Bank Angola is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, race, religion, age, disability, or sexual orientation. All qualified applicants will receive consideration for employment without regard to any protected characteristic.