Commercial Lending Relationship Manager Job Vacancy in Calulo, Angola – Banking & Finance

Job Description

Position: Commercial Lending Relationship Manager

Company: Banco Millennium Angolano

Location: Calulo, Angola

Experience: 5-7 years in commercial lending, relationship management, and credit analysis

Education: Bachelor’s degree in Finance, Business Administration, Economics or related field

Employment Type: Full-time

Industry: Banking & Finance

Department: Commercial Banking

Salary: 2,500,000 – 4,000,000 SSP per month

Vacancies:1

Company Overview

Banco Millennium Angolano is a leading financial institution in Angola, offering a comprehensive suite of banking services to individuals, small businesses, and large corporations. With a strong commitment to innovation, financial inclusion, and sustainable growth, the bank has expanded its footprint across the country, including key regional hubs such as Luanda, Huambo, and the emerging market of Calulo. As part of a global network of Millennium banks, it leverages international best practices while tailoring solutions to the unique needs of the Angolan economy. The bank’s reputation for stability, customer focus, and community development makes it a top choice for professionals seeking rewarding career opportunities in Angola. This position contributes directly to the bank’s mission of driving economic development and supporting the growth of local enterprises, aligning with the broader goals of Angola Jobs and Career Opportunities in Angola.

Job Overview

The Commercial Lending Relationship Manager will be responsible for building and managing a portfolio of corporate and SME clients in the Calulo region. This role involves assessing credit risk, structuring loan products, and delivering exceptional service to help clients achieve their business objectives. The manager will act as the primary point of contact for borrowers, providing strategic financial advice and ensuring compliance with regulatory standards. The position offers a dynamic environment where the successful candidate will collaborate with cross‑functional teams, including credit analysts, product specialists, and risk officers, to deliver tailored financing solutions. For more information about our hiring process, please visit our career portal at https://angolajobsearch.com/. This role is a prime example of Jobs in Angola that combine professional growth with meaningful impact, reinforcing the bank’s commitment to Hiring in Angola.

Key Responsibilities

• Develop and maintain a robust pipeline of commercial lending opportunities in the Calulo market.
• Conduct thorough credit assessments, financial analysis, and risk evaluations for prospective borrowers.
• Structure loan packages, negotiate terms, and ensure alignment with the bank’s risk appetite and regulatory requirements.
• Serve as the main relationship manager for assigned clients, providing ongoing financial advisory and support.
• Collaborate with product development teams to introduce innovative financing solutions that meet local market needs.
• Monitor loan performance, manage portfolio quality, and proactively address potential delinquencies.
• Prepare detailed credit proposals and present them to the credit committee for approval.
• Represent the bank at local business events, networking forums, and community initiatives to enhance brand visibility.

Required Skills

• Strong analytical abilities with expertise in financial statement analysis and cash flow modeling.
• Excellent communication and negotiation skills, capable of building trust with diverse client bases.
• In‑depth knowledge of Angolan banking regulations, credit policies, and risk management frameworks.
• Proficiency in banking software platforms and Microsoft Office Suite, especially Excel.
• Ability to work independently while collaborating effectively with internal stakeholders.
• Fluency in Portuguese and English; additional local languages are a plus.
• High ethical standards and a customer‑centric mindset.

Education

• Bachelor’s degree in Finance, Business Administration, Economics, or a related discipline.
• Professional certifications such as CFA, CPA, or local banking qualifications are advantageous.

Experience

• 5‑7 years of proven experience in commercial lending, credit analysis, or relationship management within the banking sector.
• Demonstrated success in managing a portfolio of SME or corporate clients.
• Experience working in emerging markets, preferably in Angola or other Sub‑Saharan African economies.

Salary

The compensation package ranges from 2,500,000 to 4,000,000 SSP per month, commensurate with experience and performance. In addition to the base salary, the role includes performance‑based bonuses, health benefits, and a comprehensive retirement plan, reflecting the bank’s commitment to competitive Employment in Angola.

Benefits

• Health insurance covering medical, dental, and vision care.
• Annual performance bonus tied to individual and team targets.
• Retirement savings plan with employer contributions.
• Paid parental and family leave.
• Professional development allowance for certifications and training.
• Employee assistance program and wellness initiatives.

Training

• Comprehensive onboarding program covering bank policies, compliance, and product knowledge.
• Ongoing training workshops on credit risk, financial modeling, and market trends.
• Access to e‑learning platforms and mentorship from senior banking leaders.
• Opportunities to attend regional banking conferences and seminars.

Working Environment

Our Calulo office offers a modern, collaborative workspace equipped with the latest technology to support efficient client service and internal coordination. The culture emphasizes teamwork, continuous learning, and a strong sense of community involvement. Employees enjoy a balanced work‑life environment, with flexible scheduling options and a supportive leadership team that values innovation and accountability. This setting provides an excellent platform for professionals seeking long‑term career growth and a meaningful contribution to Angola’s economic development.

Application Process

Interested candidates should submit their updated CV and a cover letter outlining their relevant experience through the online application portal. Applications will be reviewed on a rolling basis, and shortlisted candidates will be invited for a series of interviews, including a technical assessment and a final meeting with senior management. We encourage all qualified individuals to apply, as we are committed to fostering diversity and inclusion in our workforce.

Equal Opportunity Statement

Banco Millennium Angolano is an equal opportunity employer. We celebrate diversity and are dedicated to creating an inclusive environment for all employees, regardless of race, gender, age, disability, religion, or sexual orientation. Our hiring practices reflect our commitment to fairness and to providing Career Opportunities in Angola for all qualified candidates.