Risk Management Analyst Job Vacancy in Cacuso, Angola – Banking & Finance
Job Description
Position:Risk Management Analyst
Company:Banco BIC
Location:Cacuso, Angola
Experience:3-5 years in risk analysis, preferably in banking sector
Education:Bachelor’s degree in Finance, Economics, or related field
Employment Type:Full-time
Industry:Banking & Finance
Department:Risk Management
Salary:2,500,000 – 3,500,000 SSP per month
Vacancies:1
Company Overview
Banco BIC is a leading financial institution operating across Angola and the broader Lusophone market. With a strong commitment to innovation, financial inclusion, and sustainable growth, Banco BIC provides a comprehensive suite of banking services, including retail banking, corporate finance, and investment solutions. The bank’s strategic focus on digital transformation and risk‑aware decision making makes it a premier employer for finance professionals seeking dynamic career opportunities in Angola. As part of its expansion strategy, Banco BIC continues to invest in talent that can drive robust risk frameworks, ensuring stability and confidence for its customers and shareholders. This role contributes directly to the bank’s mission of delivering secure and reliable financial services while supporting the broader economic development of Angola.
Job Overview
The Risk Management Analyst will join the Risk Management Department to support the identification, assessment, and mitigation of financial and operational risks across Banco BIC’s portfolio. Reporting to the Head of Risk Management, the analyst will work closely with credit, compliance, and business units to develop risk models, conduct stress testing, and provide actionable insights that safeguard the bank’s assets. This position offers a unique opportunity to influence risk policies, enhance analytical capabilities, and collaborate with senior leadership on strategic initiatives that shape the future of banking in Angola.
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Key Responsibilities
- Conduct quantitative risk assessments for credit, market, and operational exposures using statistical models and scenario analysis.
- Prepare risk dashboards and regular reports for senior management, highlighting key risk indicators and emerging trends.
- Collaborate with the Credit Department to evaluate loan proposals, ensuring compliance with risk appetite and regulatory standards.
- Assist in the development and maintenance of the bank’s risk management framework, policies, and procedures.
- Perform stress testing and sensitivity analysis to gauge the impact of macro‑economic shocks on the bank’s portfolio.
- Monitor regulatory changes and ensure the bank’s risk practices align with the Central Bank of Angola’s guidelines.
- Support internal audit and external regulatory examinations by providing required risk documentation and analysis.
Required Skills
- Strong analytical and quantitative skills with proficiency in Excel, VBA, and statistical software (e.g., R, Python, SAS).
- In‑depth understanding of banking risk concepts, including credit risk, market risk, and operational risk.
- Excellent communication skills to convey complex risk findings to non‑technical stakeholders.
- Ability to work independently and as part of cross‑functional teams in a fast‑paced environment.
- Attention to detail and a proactive approach to problem solving.
Education
A Bachelor’s degree in Finance, Economics, Business Administration, or a related discipline is required. Professional certifications such as FRM (Financial Risk Manager) or CFA (Chartered Financial Analyst) are highly desirable and will be considered an advantage.
Experience
The ideal candidate will have 3‑5 years of experience in risk analysis, preferably within a banking or financial services environment. Experience with risk modeling, credit assessment, and regulatory reporting is essential.
Salary
The position offers a competitive salary range of 2,500,000 to 3,500,000 Angolan Kwanza (SSP) per month, commensurate with experience and qualifications. Performance‑based bonuses and incentives are also part of the compensation package.
Benefits
- Health insurance coverage for employee and dependents.
- Retirement savings plan with employer contributions.
- Annual performance bonus.
- Professional development allowance.
- Flexible working hours and remote work options where applicable.
Training
- Comprehensive onboarding program covering Banco BIC’s risk framework and systems.
- Access to internal and external risk management courses, workshops, and certifications.
- Mentorship from senior risk officers and continuous learning opportunities.
Working Environment
Banco BIC provides a collaborative and inclusive workplace that values diversity, innovation, and ethical conduct. Employees benefit from modern office facilities in Cacuso, state‑of‑the‑art technology platforms, and a culture that encourages knowledge sharing and career growth.
Application Process
Interested candidates should submit their updated CV and a cover letter outlining their relevant experience through the Banco BIC careers portal. Applications will be reviewed on a rolling basis, and shortlisted candidates will be contacted for an initial interview.
Equal Opportunity Statement
Banco BIC is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, race, religion, age, disability, or sexual orientation. All qualified applicants will receive consideration for employment without regard to any protected characteristic.
