Job Description
Bank Executive (Loan Department) – Banking & Credit Services, Angola
Company: Banco Angolano de Investimentos (BAI)
Location: Luanda, Angola
Position: Bank Executive – Loan Department
Employment Type: Full-Time
Industry: Banking, Financial Services, Credit & Lending
Department: Retail & Corporate Lending Operations
About the Company
Banco Angolano de Investimentos (BAI) is one of Angola’s leading commercial banks, providing retail banking, corporate banking, investment solutions, and credit facilities to individuals and businesses across the country. The bank continues to expand its lending operations and is seeking an experienced Bank Executive to strengthen its Loan Department.
This opportunity is ideal for professionals seeking Bank Executive jobs in Angola, banking jobs in Luanda, and loan department jobs in Angola within a respected financial institution.
Position Overview
The Bank Executive – Loan Department will oversee loan processing, credit assessment, portfolio management, customer relationship development, and risk monitoring activities. The role requires a strategic professional capable of supporting business growth while maintaining strong credit quality standards.
Candidates looking for credit analyst jobs in Angola and financial services jobs in Luanda will find excellent career growth opportunities in this role.
Key Responsibilities
- Manage end-to-end retail and corporate loan processing activities.
- Evaluate loan applications and conduct detailed credit assessments.
- Review borrower financial statements and cash flow projections.
- Support lending decisions in accordance with bank policies.
- Monitor loan portfolio performance and repayment schedules.
- Conduct risk analysis for commercial and consumer lending products.
- Ensure compliance with regulatory banking requirements.
- Build relationships with existing and prospective borrowers.
- Collaborate with legal and compliance teams on loan documentation.
- Assist in restructuring and recovery of non-performing loans.
- Generate portfolio performance reports for senior management.
- Support branch teams in achieving lending targets.
- Identify opportunities to expand credit products and services.
- Participate in internal audits and regulatory reviews.
- Maintain excellent customer service standards.
Professionals interested in commercial banking jobs in Angola and credit management jobs in Luanda are encouraged to apply.
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Required Qualifications
Education
- Bachelor’s Degree in Finance, Banking, Economics, Business Administration, Accounting, or a related field.
- Master’s Degree or MBA is advantageous.
- Professional certifications in Banking, Risk Management, or Credit Analysis are preferred.
Experience
- 5–10 years of banking experience.
- Minimum 3 years within lending, credit analysis, or loan administration.
- Experience handling retail, SME, and corporate loan portfolios.
- Familiarity with banking regulations and credit risk frameworks.
Candidates searching for finance jobs in Angola, bank officer jobs in Luanda, and loan processing jobs in Angola are highly encouraged to apply.
Core Competencies
Strong knowledge of:
- Credit Risk Management
- Loan Portfolio Management
- Commercial Lending
- Retail Banking
- Corporate Banking
- Financial Analysis
- Credit Assessment
- Risk Evaluation
- Relationship Management
- Loan Underwriting
- Banking Operations
- Regulatory Compliance
- SME Financing
- Debt Recovery
- Financial Reporting
- Business Development
- Customer Acquisition
- Credit Documentation
- Banking Regulations
- Financial Planning
These skills are frequently requested in banking careers in Angola, financial analyst jobs in Luanda, and credit executive jobs in Angola.
Compensation & Benefits
Salary Package
- Monthly Salary: AOA 1,200,000 – AOA 2,000,000
- Annual Performance Bonus
- Housing Allowance
- Medical Insurance
- Retirement Benefits
- Transportation Support
- Mobile Communication Allowance
- Paid Annual Leave
- Professional Development Sponsorship
Training & Development
Successful candidates will receive access to:
- Advanced Credit Analysis Programs
- Banking Leadership Development
- Loan Portfolio Management Training
- Regulatory Compliance Workshops
- Financial Risk Assessment Programs
- Customer Relationship Management Training
- Corporate Lending Certifications
Individuals exploring senior banking jobs in Angola and executive finance jobs in Luanda can significantly enhance their professional growth through these programs.
Industry professionals may also review broader employment opportunities across Africa through:
Work Environment
- Modern banking and financial services environment
- Exposure to retail, SME, and corporate lending portfolios
- Collaborative leadership culture
- Strong focus on compliance and customer excellence
- Career advancement opportunities across banking divisions
Candidates interested in corporate banking jobs in Angola, financial management jobs in Luanda, and loan officer careers in Angola will thrive in this environment.
Preferred Candidate Profile
The ideal applicant should demonstrate:
- Strong analytical and decision-making skills
- Excellent financial interpretation abilities
- High ethical and professional standards
- Strong communication and negotiation capabilities
- Leadership and team management experience
- Ability to manage multiple lending portfolios
This position is highly suitable for professionals seeking credit manager jobs in Angola, bank executive jobs in Luanda, and banking sector jobs in Angola.
For additional East African employment insights and financial sector opportunities, explore:
Application Documents
Applicants should submit:
- Updated CV/Resume
- Academic Certificates
- Professional Certifications
- Banking Experience Records
- References
Applications will be reviewed based on qualifications, banking expertise, and lending experience.
Additional regional career information can also be found at:
Equal Opportunity Statement
Banco Angolano de Investimentos (BAI) is committed to equal employment opportunities and welcomes qualified candidates from diverse professional backgrounds. The bank values integrity, innovation, customer service excellence, and sustainable financial growth.