Credit Risk Analyst Job Vacancy in Quibala, Angola – Banking & Finance

Job Description

Position: Credit Risk Analyst

Company: Banco BIC

Location: Quibala, Angola

Experience: 3-5 years in credit risk analysis

Education: Bachelor’s degree in Finance, Economics, or related field

Employment Type: Full-time

Industry: Banking & Finance

Department: Risk Management

Salary: 250,000 – 350,000 SSP per month

Vacancies:1

Company Overview

Banco BIC is a leading financial institution in Angola, recognized for its commitment to innovation, customer service, and sustainable growth. With a network that spans the nation, Banco BIC offers a comprehensive suite of banking services, including retail banking, corporate financing, and digital solutions. The bank’s strategic focus on risk‑aware lending and robust governance has positioned it as a trusted partner for individuals and businesses alike. As part of its expansion strategy, Banco BIC is investing in talent across the country, creating career opportunities that contribute to the economic development of Angola. This role supports the bank’s mission to deliver secure, responsible, and inclusive financial services while fostering a culture of continuous improvement and professional excellence.

Job Overview

The Credit Risk Analyst will join the Risk Management Department in Quibala, playing a pivotal role in assessing creditworthiness, monitoring portfolio performance, and ensuring compliance with regulatory standards. The analyst will work closely with relationship managers, underwriting teams, and senior risk officers to develop risk models, conduct financial analysis, and provide actionable insights that safeguard the bank’s asset quality. This position offers a dynamic environment where analytical rigor meets strategic decision‑making, contributing directly to the bank’s profitability and stability. Candidates will have the opportunity to engage with cutting‑edge risk analytics tools and participate in cross‑functional projects that shape the future of banking in Angola. For more information about Banco BIC’s vision and values, visit the main website https://angolajobsearch.com.

Key Responsibilities

• Analyze credit applications and financial statements to determine borrower risk profiles.
• Develop and maintain credit risk rating models and scoring systems.
• Monitor existing loan portfolios for early warning signs and recommend mitigation actions.
• Prepare detailed risk assessment reports for senior management and regulatory bodies.
• Collaborate with product teams to design risk‑adjusted pricing strategies.
• Conduct stress testing and scenario analysis to evaluate portfolio resilience.
• Ensure adherence to Angola’s banking regulations and internal risk policies.
• Participate in audit reviews and implement corrective measures as needed.

Required Skills

• Strong quantitative and analytical abilities with proficiency in Excel, VBA, and statistical software.
• Excellent understanding of credit risk concepts, financial statement analysis, and loan structuring.
• Effective communication skills to present complex findings to non‑technical stakeholders.
• Attention to detail and ability to work under tight deadlines.
• Team‑oriented mindset with a proactive approach to problem solving.

Education

A Bachelor’s degree in Finance, Economics, Accounting, or a related discipline is required. Professional certifications such as CFA, FRM, or equivalent are advantageous but not mandatory.

Experience

The ideal candidate will have 3‑5 years of experience in credit risk analysis, preferably within a banking or financial services environment. Experience with risk modeling tools, credit scoring systems, and regulatory reporting in Angola is highly valued.

Salary

The compensation package ranges from 250,000 to 350,000 SSP per month, commensurate with experience and qualifications. The package includes performance‑based bonuses and benefits aligned with Banco BIC’s employee reward framework.

Benefits

• Health insurance coverage for employee and dependents.
• Retirement savings plan with employer contributions.
• Paid annual leave and public holidays.
• Transportation allowance for commuting to the Quibala office.
• Access to employee assistance programs and wellness initiatives.

Training

• On‑boarding program covering bank policies, risk frameworks, and compliance.
• Continuous professional development through workshops, webinars, and certification support.
• Mentorship opportunities with senior risk officers.

Working Environment

Banco BIC offers a collaborative and inclusive workplace that encourages innovation and knowledge sharing. The Quibala office is equipped with modern technology, providing a comfortable setting for analytical work and team collaboration. Employees benefit from a culture that values diversity, ethical conduct, and a balanced work‑life integration.

Application Process

Interested candidates should submit their updated CV and a cover letter outlining their relevant experience through the online portal. Applications will be reviewed on a rolling basis, and shortlisted candidates will be invited for virtual interviews followed by an on‑site assessment at the Quibala branch. For detailed application instructions, please visit https://www.moroccojobsearch.com/.

Equal Opportunity Statement

Banco BIC is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, race, religion, age, disability, or sexual orientation. All qualified applicants will receive consideration for employment without discrimination.