Digital Payments Product Analyst Job Vacancy in Cacuaco, Angola – FinTech

Job Description

Position:Digital Payments Product Analyst

Company:Mastercard

Location:Cacuaco, Angola

Experience:3-5 years

Education:Bachelor’s degree in Business Administration, Finance, Computer Science or related field

Employment Type:Full-time

Industry:FinTech

Department:Product Management

Salary:AOA 2,500,000 – 4,500,000 per month

Vacancies:1

Company Overview

Founded in 1965, Mastercard is a global leader in payment technology and solutions, operating in more than 210 countries and territories. In Angola, Mastercard partners with local banks, fintech startups, and merchants to enable secure, fast, and inclusive digital payments. The company’s mission is to connect the world through innovative payment solutions that empower individuals and businesses alike. As part of its commitment to financial inclusion, Mastercard invests heavily in digital infrastructure, education, and community initiatives across Africa. Working at Mastercard means being part of a diverse, inclusive, and forward‑thinking environment where innovation drives growth and social impact. This role offers a unique opportunity to contribute to the digital transformation of payments in Angola, supporting the country’s growing digital economy and aligning with broader economic development goals.

Job Overview

The Digital Payments Product Analyst will support the development and optimization of payment products tailored for the Angolan market. Reporting to the Product Manager, you will collaborate with cross‑functional teams—including engineering, compliance, marketing, and sales—to define product requirements, analyze market trends, and ensure regulatory compliance. This position plays a critical role in shaping product strategy, enhancing user experience, and driving adoption of digital payment solutions across merchants and consumers. You will work closely with local partners to gather insights, test prototypes, and iterate on features that meet the unique needs of the region. For more information about our mission and values, visit our website. This role is central to supporting Credit Union’s vision of fostering financial inclusion and supporting the broader ecosystem of mobile money, e‑commerce, and point‑of‑sale solutions.

Key Responsibilities

• Conduct market research and competitor analysis to identify opportunities for new digital payment products.
• Define product requirements, user stories, and acceptance criteria in collaboration with engineering and design teams.
• Collaborate with compliance and risk teams to ensure all solutions meet local regulatory standards.
• Analyze product performance metrics and user feedback to drive continuous improvement.
• Coordinate pilot testing with selected merchants and financial institutions, gathering feedback for iterative development.
• Develop business cases and ROI analyses to support product investment decisions.
• Support go‑to‑market strategies, including pricing, promotion, and partner enablement.
• Maintain documentation and reporting for stakeholders, ensuring transparency and alignment across teams.

Required Skills

• Strong analytical and problem‑solving abilities with a data‑driven mindset.
• Excellent communication skills in English and Portuguese, both written and verbal.
• Proficiency in using data analysis tools (e.g., Excel, SQL, Tableau).

• Understanding of payment ecosystems, fintech trends, and regulatory environment in Africa.
• Ability to work cross‑functionally and manage multiple stakeholders.
• Project management experience with Agile methodologies.
• Strong attention to detail and ability to prioritize tasks in a fast‑paced environment.

Education

A bachelor’s degree in Business Administration, Finance, Computer Science, Economics, or a related field is required. A master’s degree or relevant certifications (e.g., PMP, CBAP) are advantageous but not mandatory.

Experience

Applicants should have 3‑5 years of experience in product management, business analysis, or product development within the financial services or technology sector. Experience working with fintech products, digital payments, or mobile money platforms in emerging markets is highly preferred.

Salary

The position offers a competitive salary ranging from AOA 2,500,000 to 4,500,000 per month, commensurate with experience and qualifications. Additional performance‑based bonuses may be awarded based on key performance indicators.

Benefits

• Comprehensive health insurance coverage.
• Retirement savings plan with employer matching.
• Generous paid time off and public holidays.
• Professional development budget and tuition assistance.
• Employee assistance program and wellness initiatives.
• Flexible working arrangements, including remote work options.

Training

• Onboarding program covering company culture, compliance, and product suite.
• Continuous learning opportunities through internal workshops and external courses.
• Mentorship program pairing new hires with senior leaders.
• Access to industry conferences and webinars on fintech innovation.
• Certification support for relevant industry certifications.

Working Environment

Our office in Cacuaco offers a modern, collaborative workspace equipped with the latest technology and collaborative tools. The environment promotes teamwork, innovation, and a healthy work‑life balance. Employees enjoy a vibrant, inclusive culture that values diversity, creativity, and professional growth. Regular team events, knowledge-sharing sessions, and community outreach programs foster a sense of belonging and purpose.

Application Process

Interested candidates should submit their application through our online portal, attaching a tailored resume and a cover letter highlighting relevant experience and motivation for the role. Applications will be reviewed on a rolling basis, and shortlisted candidates will be invited for a virtual interview followed by an on‑site assessment. Please ensure all required documents are uploaded in PDF format.

Equal Opportunity Statement

We are an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status. We are committed to fostering an inclusive workplace where diversity is celebrated and every employee can thrive.